Insurance options

Insurance

| Motor Vehicle Insurance

We can arrange Motor Vehicle Insurance irrespective of whether the vehicle is financed or owned by you.

Key Features and Benefits

  • Choice of market or agreed value.
  • New vehicle replacement option in the first year if your vehicle is stolen and not recovered or a complete write-off.
  • Variable excess.
  • Lifetime crash repair guarantee.
  • Emergency travel and accommodation expenses.
  • Third party liability cover of up to $10,000,000.
  • No fault excess and no claim bonus.
  • Cover for personal items of up to $300.
  • Free windscreen cover.
     

| Extended Warranty Insurance

We can arrange Motor Vehicle Insurance irrespective of whether the vehicle is financed or owned by you.

Key Features and Benefits

  • Full mechanical failure cover is available.
  • Variable cover options.
  • Additional towing cover available.
  • Personal expenses cover up to $100 per day.
  • Choice of service facility.
     

| Loan Protection Insurance

Loan Protection Insurance can help you make repayments due to death, disablement, hospitalisation or involuntary unemployment.

Key Features

  • Covers any form of loan, including personal loans and business loans.
  • Once only premium payment, which covers you for the full term of the loan with no annual renewal fee.
  • Choice of various types of covers.
  • Joint cover is available at a reduced premium for a second borrower.
  • All sporting activities and injuries are covered, except professional motor racing.
  • No medical check required as long as you are aged less than 60 and are in good health.

Benefits

Peace of mind when you are unable to work because of illness or involuntary unemployment.

Benefits paid under this insurance are not limited by other income such as Workers or Accident Compensation, Social Security etc.
 

| Gap Cover Insurance

Gap cover will help you avoid any shortfall between what your Motor Vehicle Insurance will cover and what you still owe a financier on your car.

In instances where you only have insurance cover for the market value of your car you might find that your pay out figure on your loan is substantially more than the insurance pay out. You would be required to pay the shortfall UNLESS you had GAP INSURANCE, which would cover the difference.

Key Features and Benefits

  • Pays any finance shortfall amount if your vehicle is a total write off as a result of accidental damage or theft.
  • Provides cover for your out-of-pocket expenses resulting from the write off i.e. registration on replacement car and insurance premium on replacement car.
  • Three cover option to choose from.